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Indian family celebrating personal and home loan approval with financial advisor
PERSONAL & HOME LOANS

Smart Loans for Life Goals:
Personal, Home & Education.

Turn your aspirations into reality with rapid in-principle sanction, minimal documentation, flexible tenures up to 30 years, and lowest interest rates from India's top 50+ Banks & NBFCs.

Fast Disbursal ROI from 8.40%* Minimal Documentation
Indian business entrepreneurs discussing MSME and working capital expansion
BUSINESS & ENTERPRISE FINANCE

Fuel Your Business Scale:
Business, MSME & Working Capital.

Collateral-free business loans, fast-sanction working capital limits, and customized commercial credit facilities to accelerate your inventory, operations, and enterprise growth.

Collateral-Free Options 48-Hour Sanction Limits up to ₹25+ Cr
Financial advisor and client analyzing loan against property and project finance models
MORTGAGE & PROJECT FINANCE

Unlock High Property Value:
Loan Against Property & Project Finance.

Monetize your residential, commercial or industrial property with high Loan-to-Value (LTV) ratios, lowest mortgage rates, and long repayment tenures up to 20 years.

Up to 75% LTV High Ticket Funding Up to 20 Yrs Tenure
Financial team celebrating overdraft and vehicle loan approval
OVERDRAFT & VEHICLE FINANCE

Instant Liquidity & Auto Loans:
Secured OD, Unsecured OD & Car Loans.

Flexible Overdraft facility—pay interest only on the amount you utilize—plus fast-track sanction for new and pre-owned car loans with up to 100% on-road funding.

Pay Only On Utilized Limit Up to 100% On-Road Funding Instant Sanction
Instant In-Principle Sanction

Check Loan Eligibility

Compare 50+ Top Banks & NBFC Rates in 2 Mins

100% Privacy • No CIBIL Impact

Eligibility Request Received!

Our senior loan advisor will contact you within 15 minutes with lowest interest rate quotes from 50+ Banks.

10+
Years of Trust
Since 2013
Indian Senior Loan Finance Advisor in client consultation at Shivansh Fintech Services
Shivansh Fintech Services Trusted Loan Advisory Across India

Our Commitment

Dedicated 4-stage loan advisory workflow

Our team of experienced loan advisors is committed to providing personalized service and practical financial solutions—ensuring a smooth and stress-free loan experience.

01
Eligibility Assessment Profile & credit evaluation
02
Documentation Support Hassle-free paperwork
03
Approval Coordination Direct bank liaison
04
Disbursement Follow-up Smooth & timely payout
About Us
Powered by Shivansh Fintech Services Since 2013

Loan Finance Advisor

Loan Finance Advisor is a full-service loan advisory and financial solutions platform dedicated to helping individuals and businesses across India access the funds they need to achieve their personal and professional goals. Powered by Shivansh Fintech Services, the company has been delivering trusted financial services since 2013.

Trusted Banking & NBFC Network

Shivansh Fintech Services works with leading MNC Banks, Government Banks, and NBFC companies, offering both secured and unsecured loan solutions. Our mission is to simplify the loan process through transparent guidance, professional support, and fast processing.

MNC Banks Government Banks NBFC Companies Secured & Unsecured Loans
100% Transparent Guidance

Clear loan comparisons & zero hidden fees

Fast-Track Processing

Direct liaison for accelerated bank approvals

10K+
Customers Served
15+
Financial Services
98%
Customer Satisfaction
24/7
Customer Support
What We Offer

Our Financial Services

Comprehensive loan advisory and structured credit solutions powered by Shivansh Fintech Services across leading MNC Banks, Government Banks & NBFCs. Click any service to view complete details, eligibility, and documentation.

Fast Disbursal

PERSONAL LOAN

Quick approval with minimal documentation from top banks and NBFCs across India. Unsecured loans without collateral.

  • Salaried & self-employed eligible
  • Balance transfer & top-up options
  • Minimal KYC & fast bank sanction
High Growth

BUSINESS LOAN

Fuel business expansion, inventory, and operational cash flow with customized funding from leading commercial lenders.

  • Secured & unsecured business options
  • For proprietors, LLPs, Pvt Ltd & SMEs
  • Transparent guidance with zero hidden terms
Low ROI

LOAN AGAINST PROPERTY

Unlock high liquidity value from your residential, commercial, or industrial property at attractive low interest rates.

  • Funding up to 70% of market value
  • Flexible repayment tenures up to 20 years
  • Attractive balance transfer & top-up
Lowest Rates

HOME LOAN

Secure your dream home with loan solutions from MNC banks, government banks, and NBFCs across India.

  • Authority approved, freehold & builder floors
  • Special NBFC option for low CIBIL profiles
  • Extended repayment tenure up to 30 years
Global Study

EDUCATION LOAN

Comprehensive funding for higher education in premier colleges across India and top international universities worldwide.

  • Collateral-free options for premier institutes
  • Covers tuition, living expenses & airfare
  • Flexible moratorium & tax benefit (Sec 80E)
Cash Liquidity

WORKING CAPITAL

Maintain seamless operating cash flow, inventory procurement, and receivables financing through flexible credit limits.

  • Cash Credit (CC) & Overdraft (OD) limits
  • Letter of Credit (LC) & Bank Guarantee (BG)
  • Pay interest only on the utilized balance
Govt Schemes

MSME / SME LOAN

Specialized institutional and government-backed credit facilities designed for micro, small, and medium commercial enterprises.

  • CGTMSE collateral-free funding up to ₹5 Cr*
  • Plant, equipment & machinery finance
  • Priority lending rates for Udyam units
Up to 100% On-Road

CAR LOAN

Drive home your brand-new vehicle with attractive auto financing, lowest down payments, and rapid digital sanctions.

  • Up to 100% on-road price funding
  • Passenger, luxury & EV vehicle loans
  • Quick turnaround with partner dealerships
Pre-Owned Finance

USE CAR LOAN

Affordable financing for certified pre-owned vehicles and refinancing options against your existing car with ease.

  • Funding up to 90% of vehicle valuation
  • RTO transfer & hypothecation support
  • Flexible repayment tenures up to 5 years
Extra Liquidity

TOP-UP LOAN

Instant additional capital over and above your existing home or property loan at exceptionally low mortgage interest rates.

  • Far cheaper than personal loan interest
  • No fresh mortgage charges or paperwork
  • Unrestricted end-use for personal or business
Large Scale Capex

PROJECT FINANCE

Tailored long-term debt syndication and consortium lending for manufacturing, infrastructure, and commercial enterprises.

  • Large ticket sizes (₹5 Cr to ₹500+ Cr)
  • TEV study & financial engineering
  • Structured moratorium during construction
Zero Collateral

UNSECURED OD

Revolving credit limit for businesses and independent professionals. Pay interest strictly on the utilized amount and days.

  • No property or collateral mortgage required
  • Daily interest calculation on net balance
  • Instant cash buffer for vendor & GST payouts
Asset-Backed

SECURED OD

High-limit revolving overdraft backed by residential, commercial, industrial properties, or fixed deposits at minimal interest.

  • Lowest borrowing cost among revolving lines
  • Withdraw & repay multiple times freely
  • Up to 70% property or 90% FD valuation
Our Process

Simple. Transparent. Efficient.

From understanding your requirement to finding the right financial solution, we keep the process clear and straightforward.

01

Tell Us Your Requirement

Share your financial requirement so we can understand your needs and priorities.

02

Get Personalized Guidance

Receive relevant guidance based on your requirement and financial goals.

03

Complete the Process

Provide the required information and complete the necessary process steps.

04

Receive Your Financial Solution

Move forward with the selected financial solution and ongoing assistance.

WHY CHOOSE SHIVANSH FINTECH

India's Trusted Gateway for Fast-Track Loan Financing

As your dedicated Loan Advisor comparing 50+ top Banks & NBFCs, we negotiate the best terms, highest sanctions, and lowest interest rates for you.

₹500+ Cr
Total Loans Disbursed
50+ Banks
Supported Banks & NBFCs
48 Hours
Fastest Sanction & Disbursal
98.6%
Approval Success Rate
Lowest ROI

50+ Banking Tie-ups & Comparison

We compare rates across HDFC, SBI, ICICI, Axis, Bajaj, Kotak & premier NBFCs to ensure you get the absolute lowest interest rate and optimal EMI.

48-Hour Sanction

Rapid Digital Approvals

Say goodbye to weeks of paperwork. Our streamlined digital underwriting pipeline accelerates in-principle sanction in as little as 24 to 48 hours.

Zero Collateral

Collateral-Free Credit Lines

Access unsecured business loans, MSME working capital, and personal loans up to ₹50 Lakh without pledging property or physical assets.

100% Transparent

Zero Hidden Charges

Complete upfront clarity on processing fees, foreclosure rules, and prepayment terms with zero surprise deductions or hidden costs.

Dedicated RM

Personal Loan Specialist

A dedicated relationship manager handles everything—from document collection and eligibility enhancement to bank negotiations and disbursal.

Up to ₹25+ Cr

High Ticket Mortgage & LAP

Unlock up to 75% Loan-to-Value on residential, commercial, or industrial properties with long, stress-free repayment tenures up to 20 years.

Advising Across India's Leading Lenders

Get expert loan guidance and the best offers across India's leading Banks and NBFCs.

HDFC Bank ICICI Bank State Bank of India Axis Bank Kotak Mahindra Bajaj Finserv Tata Capital IDFC FIRST Bank
Check My Eligibility
Customer Stories

Trusted by people who value clarity.

Real experiences from customers who chose a simpler, clearer and more dependable financial service experience.

02
★★★★★ 5.0
"What stood out to me most was the clarity. Every document, every step and every requirement was explained without pressure."
03
★★★★★ 5.0
"I appreciated how patiently the team explained everything. They never rushed me and made sure I understood my options before deciding."
Trust First Customer-focused approach
Full Transparency Clear communication
Human Support Responsive assistance
Shivansh Fintech Services modern executive corporate office interior
Secure Process Protected Experience
Financial Analytics Real-Time Overview
Digital Assistance Simplified Documents
Digital Finance
Digital-First Experience

Technology That Makes Finance Simpler

Experience a more convenient financial journey through digital-first processes, streamlined assistance and modern technology. Finance, simplified through technology.

01

Secure Digital Processes

Designed to support a more secure and organized digital experience.

02

Faster Service

Streamlined workflows help reduce unnecessary complexity.

03

Easy Documentation

Digital-first processes can make information and documentation easier to manage.

04

Real-Time Assistance

Stay connected with support throughout your financial journey.

Explore Digital Solutions
Our Financial Network

Connected to a Wider Financial Ecosystem

Access professional financial solutions through a trusted and evolving service network.

Banking

Everyday banking and financial account services.

Lending

Loan and credit-related financial solutions.

Insurance

Protection and insurance-related assistance.

Investments

Investment and wealth-planning related solutions.

Payments

Digital payment and transaction-related services.

Business Finance

Financial assistance for business and professional requirements.

One Platform. Multiple Financial Needs.

We help customers navigate financial services with clear information, convenient processes, and professional support.

Lender and loan availability may vary by product, eligibility, location, and applicable terms.

Lending Network

100+ Supported Banks & NBFCs

As a trusted loan distributor, we help you compare top bank and NBFC offers to find the best deal—quick, easy, and tailored to your financial goals.

ICICI Bank
Hinduja Housing Finance
Avanse Financial Services
Kotak Mahindra Bank
DMI Housing Finance
Tata Capital Housing Finance
Standard Chartered
Bandhan Bank
Hero Housing Finance
Jio Financial Services
SMFG Grihashakti
Indian Bank
ICICI Home Finance
IDFC FIRST Bank
YES BANK
HDB Financial Services
Piramal Capital & Housing Finance
Aditya Birla Capital
South Indian Bank
SBI - State Bank of India
Jana Small Finance Bank
Shubham Housing Finance
AU Small Finance Bank
Aavas Financiers
Truhome Finance
Aadhar Housing Finance Ltd
Bajaj Finserv
PNB Housing Finance Limited
Axis Bank
HDFC Bank
Frequently Asked Questions

Questions? We're Here to Help.

Find clear answers to common questions about our financial services, processes, and customer support.

Still Looking for an Answer?

Our team is ready to help you understand the next step.

Contact Shivansh Fintech Services

Financial products, eligibility, rates, fees, processing times, and terms may vary by provider and individual circumstances.

Knowledge & Insights

Financial Resources & Guides

Empower your wealth decisions with our interactive financial calculators, downloadable research reports, pre-approval document kits, and strategic planning guides.

Interactive Tool Instant

Financial Calculators Suite

Calculate accurate monthly EMIs, SIP compound growth, loan eligibility, and tax saving projections with our live online financial calculators.

Quarterly Report 14 Pages

2026 Wealth & Market Outlook

Deep macroeconomic intelligence, RBI policy trajectory, sectoral equity trends, and debt allocation blueprints curated by seasoned advisors.

Essential Kit Ready PDF

Loan & KYC Documentation Kit

Zero-rejection checklists covering personal, business, and home loans, alongside ITR filings, bank statements, and collateral verification protocols.

Advisory Guide 8 Min Read

Tax Planning & Wealth Protection

Strategies on tax-saving instruments under new regimes, creating emergency liquidity buffers, and safeguarding family wealth against market volatility.

Custom Advisory Available

Looking for a Personalized Financial Blueprint?

Schedule a complimentary 1-on-1 financial session with our senior advisors to map out your credit, investment, and wealth protection goals.

Institutional Wealth & Financial Advisory

Ready to Take the Next Step?

Accelerate your financial growth with tailored investment solutions, institutional credit, and dedicated wealth management designed for your milestones.

Zero Hidden Fees
Dedicated Advisor
Same-Day Review
100% Confidential
256-Bit Bank-Grade Security
Rated 4.9/5 by 15,000+ Clients
Under 2-Hour Advisor Response
Get In Touch

Let's Talk About Your Financial Needs

Our financial experts are here to guide you every step of the way. Reach out today and let's build a smarter financial future together.

Contact Information

Reach us through any of these channels — we respond within one business day.

Call Us +91 81303 10722 Mon – Sat, 9:00 AM – 7:00 PM
Email Us support@shivanshfintechservices.com We reply within 24 hours
Office Address Office No. 1, Bhawani Complex,
Sector-27, Noida (Near Sec-18 Metro Station)
Visit us for a personal consultation
Business Hours Monday – Friday: 9:00 AM – 7:00 PM
Saturday: 10:00 AM – 4:00 PM
Sunday: Closed

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Reference ID: #SFS-2026-9812